This article is intended for those of you who are at the beginning of your investing journey and want to begin learning the link between companyâs fundamentals and stock market performance.
With an ROE of 20.44%, GreenTree Hospitality Group Ltd (NYSE:GHG) outpaced its own industry which delivered a less exciting 13.20% over the past year. Superficially, this looks great since we know that GHG has generated big profits with little equity capital; however, ROE doesnât tell us how much GHG has borrowed in debt. Weâll take a closer look today at factors like financial leverage to determine whether GHGâs ROE is actually sustainable.
View our latest analysis for GreenTree Hospitality Group
Return on Equity (ROE) is a measure of GreenTree Hospitality Groupâs profit relative to its shareholdersâ equity. For example, if the company invests $1 in the form of equity, it will generate $0.20 in earnings from this. While a higher ROE is preferred in most cases, there are several other factors we should consider before drawing any conclusions.
Return on Equity = Net Profit ÷ Shareholders Equity
ROE is assessed against cost of equity, which is measured using the Capital Asset Pricing Model (CAPM) â but letâs not dive into the details of that today. For now, letâs just look at the cost of equity number for GreenTree Hospitality Group, which is 8.94%. Given a positive discrepancy of 11.50% between return and cost, this indicates that GreenTree Hospitality Group pays less for its capital than what it generates in return, which is a sign of capital efficiency. ROE can be split up into three useful ratios: net profit margin, asset turnover, and financial leverage. This is called the Dupont Formula:
ROE = profit margin à asset turnover à financial leverage
ROE = (annual net profit ÷ sales) à (sales ÷ assets) à (assets ÷ shareholdersâ equity)
ROE = annual net profit ÷ shareholdersâ equity
Essentially, profit margin shows how much money the company makes after paying for all its expenses. Asset turnover reveals how much revenue can be generated from GreenTree Hospitality Groupâs asset base. The most interesting ratio, and reflective of sustainability of its ROE, is financial leverage. Since financial leverage can artificially inflate ROE, we need to look at how much debt GreenTree Hospitality Group currently has. Currently, GreenTree Hospitality Group has no debt which means its returns are driven purely by equity capital. Therefore, the level of financial leverage has no impact on ROE, and the ratio is a representative measure of the efficiency of all its capital employed firm-wide.
ROE is a simple yet informative ratio, illustrating the various components that each measure the quality of the overall stock. GreenTree Hospitality Groupâs above-industry ROE is encouraging, and is also in excess of its cost of equity. ROE is not likely to be inflated by excessive debt funding, giving shareholders more conviction in the sustainability of high returns. Although ROE can be a useful metric, it is only a small part of diligent research.
For GreenTree Hospitality Group, Iâve compiled three fundamental factors you should look at:
To help readers see past the short term
volatility of the financial market, we aim to bring you a long-term
focused research analysis purely driven by fundamental data. Note
that our analysis does not factor in the latest price-sensitive
company announcements.
The author is an independent contributor and at the time of
publication had no position in the stocks mentioned. For errors
that warrant correction please contact the editor at
[email protected].